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To become the Micro-Credit Institution of choice in Ghana.
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To provide stress-free loan service to individuals and businesses in Ghana.
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We consistently seek to treat others as we want to be treated.
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Welcome to 3K Micro-Credit

At 3K Micro Credit, the satisfaction of our customers is our priority and we strive hard to ensure that we exceed their expectations and delight them by consistently delivering to them excellent financial services.

No prior savings needed

No application or commitment fee

Flexible repayment plan

Fast and convenient loans to grow your business

Our Vision

To become the Micro-Credit Institution of choice in Ghana.

Our Mission

To provide stress-free loan service to individuals and businesses in Ghana.

Our Core Values

Respect – We consistently seek to treat others as we want to be treated.

Innovation – We are committed to improve the delivery of our products and services to the ultimate delight of our clients.

Confidentiality –There is zero tolerance for any breach of trust.

Hard work – We are dedicated to go above expectation to provide the 3K difference.

Our Loan Products

Our loans provide alternative to individuals and businesses who have difficulty accessing credit from traditional banks. 3K offers the following products

SME Loan

This product is designed for entrepreneurs and business owners who cannot access formal bank loans due to the nature and size of their businesses. It provides entrepreneurs with funds to augment their working capital.

Personal Loan:

This product is intended for employees of both private and public organizations who have emergency financing needs

Group Loan:

This product is intended for market women and artisans who need funding to support their businesses. They must belong to recognized associations pertaining to their sector. Each member of a group takes joint liability for all the members of that group.