Providing Financial Solutions
Practical loan solutions for individuals, entrepreneurs and growing businesses across Ghana. Let’s help you take your next step.
Make your next move count.
Funding support for everyday needs and business ambitions.
- SME, personal and group loans
- Flexible repayment plans
- Competitive Interest Rate
We work to make access to credit more convenient for individuals and small businesses in Ghana.
Financial support with people at the centre.
3K Micro-Credit Enterprise is a non-bank financial institution providing micro-loan services to SMEs and individuals in Ghana. Incorporated in September 2018, we received our first licence from the Bank of Ghana in January 2019.
Our mission is to provide stress-free loan services to individuals and SMEs in Ghana.
Learn About Us →Loan solutions for your next step.
Explore the loan products offered by 3K Micro-Credit Enterprise.
SME Loan
For entrepreneurs and business owners seeking working capital for growth and expansion.
Personal Loan
For employees of private and public organisations with temporary household financing needs.
Group Loan
For groups such as market women and artisans belonging to recognised sector associations.
Guided by values that matter.
Integrity, customer focus, accountability, responsible lending, professionalism and excellence guide the way we serve.
Our Vision & ValuesReady to discuss your needs?
Contact our team for product information, eligibility and loan terms.